music_jon
music_jon
@music_jon
Eminent Member
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Topics: 1 / Replies: 22
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RE: Confused about insurance rules in South Dakota—help me figure this out

I totally get the appeal of digital—way less clutter, and you’re right, the app updates are a lifesaver. But I still keep a paper copy tucked in my gl...

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RE: Why Is PIP Mandatory In Some States But Not Others?

I get where you’re coming from, but I’ve always felt like mandatory PIP is a bit heavy-handed. Not everyone wants or needs the same level of coverage,...

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RE: What happens if your rideshare app is between trips and you get into an accident?

To be honest, I get where you’re coming from, but I don’t think it’s quite as bad as it sounds. Yeah, period 1 is a headache and the coverage is weak,...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

I hear you on the chat reps giving mixed info. I’ve had that happen too—one time I was told my deductible would be waived for a windshield claim, then...

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RE: How do they actually decide when a car is “totaled”?

I hear you on the paperwork headache, but honestly, I think it’s fair that insurance companies need stuff documented. If they just took everyone’s wor...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

It’s funny, I used to think all the new safety tech would help bring premiums down, but it’s like the opposite happened. I get the benefits—lane assis...

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RE: What to do when you’re stranded on Idaho highways: my step-by-step plan

Reflective vests seemed like overkill to me too, until I saw someone nearly get clipped on a dark shoulder outside Boise. For the price, it’s a no-bra...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

It’s wild how much location alone can jack up your rates. I’ve always been super careful—no tickets, no claims, park in a garage—and still, Houston’s ...

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RE: Insurance renewal hikes caught me off guard

Couldn’t agree more with this: I’ve bounced around between insurers trying to shave off a few bucks, and honestly, it’s a gamble. The “new customer” ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I hear you on those apps—they dinged me for “accelerating too quickly” merging onto the highway. Like, what do they expect, crawling into 70 mph traff...

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RE: Confused about Illinois car insurance rules—anyone else?

Paper cards are underrated, honestly. I get that everything’s digital now, but when you’re pulled over and your phone’s dead or the app’s being glitch...

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RE: quick heads-up on Arkansas auto insurance basics

Honestly, “full coverage” is such a misleading term. I’ve been down that road too—thought I was covered for everything, then a branch took out my wind...

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RE: Insurance tips for my vintage ride needed

Honestly, I get the urge to go all-digital, but with a vintage ride, I’d say your dad’s got a point. Older cars can attract more attention from cops, ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

That's actually pretty clever, haha. I've always felt accident forgiveness was more marketing than anything else. If you're careful and defensive on t...

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