Funny you say that, because I’ve had years with zero claims and still got hit with random hikes. My last renewal, they blamed “regional risk factors”—...

Had a similar experience last year when my policy came up for renewal. I’ve been with the same company for over a decade, never had a claim, and still...

I used to think the same way—why pay more when my old Civic barely turned heads? Then I upgraded to something a little flashier, and suddenly, the ide...

Yeah, I get where you’re coming from. I’ve had my S-class sideswiped in a parking lot and the only “help” I got from the police was a case number scri...

That "comparable vehicle" thing gets me every time. Last year, someone sideswiped my S-Class while it was parked, and the rental company handed me the...

I hear you on the auto-renew thing—it’s just so easy to let it roll over, especially when life gets busy. I used to stick with my insurer for years be...

I hear you—my car’s a “luxury” model, but honestly, it feels like it just means luxury-sized repair bills and insurance premiums. I tried liability-on...

Yeah, I feel you on that. My daughter went through one of those safety courses too—supposedly top-notch stuff. Didn't stop her from scraping the curb ...

Had a similar thing happen with my Audi a couple years back. Adjuster insisted it was just paint damage, but when the shop took off the bumper cover, ...

I've had both big-name and local insurers over the years. Honestly, big ones aren't always pricier—my current insurer is huge, yet cheaper than the lo...

Had a similar thought myself... I once hit a nasty pothole downtown, totally wrecked my tire and rim. Checked with my temp coverage at the time—no luc...

I used to think accident forgiveness was just another upsell, honestly. Hadn't had a single fender-bender in over a decade, figured why bother? Then l...

Had a similar experience when I upgraded to my current luxury sedan—thought it'd be safer and cheaper to insure, but nope, rates still went up. Guess ...