That's pretty much how I see it too. For us, living near Cleveland, winter roads alone make accident forgiveness tempting. Even if you're cautious, al...

Totally agree with you on this one. I almost got burned by a cheap policy myself—thought I hit the jackpot until I actually needed it. Turned into a n...

Yikes, that's exactly why I'm paranoid about these cheaper premiums. Had a similar scare myself a couple years ago—almost switched policies because th...

They're definitely not the same thing, though I get why people mix them up. Health insurance usually just covers medical bills, but PIP steps in for s...

Had something similar happen to me last year in Little Rock—just a minor bump, but I still called my insurance right away. Even if it seems small, you...

I've been with State Farm here in KY for about 6 years now, and honestly, they've been pretty solid. Had a fender bender last winter (icy roads, ugh.....