Car insurance discussions and local services.
mobile_karen
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Topics and replies this member has contributed.
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
I get where you’re coming from, but I actually had a different experience with telematics. My kid started driving last year, and we bundled her on our policy with the tracking device. Rates still went up, but not as much...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
I’ve had Shelter for years and never had a claim denied, but I’ll be honest - their inspections are pretty bare-bones. Makes you wonder if they’re just looking for an excuse to say “pre-existing damage” later. State Farm...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Honestly, I’ve never trusted those “rideshare endorsements” to actually cover what matters. The fine print is a minefield. I’ve had friends get burned thinking they were protected, only to find out their claim got denied...
RE: Would you risk a higher deductible to lower your insurance bill?
That’s exactly it - no matter how careful you are, sometimes things are just out of your control. I’ve driven for decades, and even with all the defensive driving in the world, stuff still happens. I tried to save a few ...
RE: Classic car insurance and the annual mileage cap - worth it?
I get the urge to document everything too, but honestly, I’ve never had an insurer ask for proof unless there’s a claim involved. Still, I wonder - has anyone actually had their coverage denied over mileage? Or is it jus...
RE: Bundling insurance with USAA: worth it or just hype?
Yeah, I’ve noticed the same thing. The “bundle” discount looks good on paper, but after my fender bender a couple years back, my rate shot up anyway. USAA’s customer service is solid, but the savings weren’t as big as I ...
RE: Would you risk a higher deductible to lower your insurance bill?
That’s the key right there. I’ve had my share of “surprise” repairs over the years, and trust me, they never come at a good time. I get the appeal of saving a few bucks each month, but if you’re not sitting on enough cas...