mmartinez87
@mmartinez87
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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I totally get that logic. I commute daily in an older Civic, and I've gone back and forth on comprehensive coverage myself. Here's how I broke i...

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RE: Quick Tips for When Your EV Leaves You Stranded

That's exactly what I've been thinking lately. A colleague of mine jumped into EV ownership last year, super excited at first...until he got stuck on ...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

PIP coverage typically doesn't kick in unless there's an actual collision or at least some physical contact involved. Near-misses, even if they cause ...

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RE: how bad would insurance spike after a DUI in Idaho?

From what I've seen, mileage checks on classic car policies are pretty rare unless there's a claim or something suspicious pops up. Usually, it's more...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

You're definitely onto something there. The issue isn't algorithms themselves—it's how rigidly they're applied without room for judgment calls. Algori...

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RE: how bad would insurance spike after a DUI in Idaho?

Honestly, even shopping around doesn't always make much difference. I had a coworker who got a DUI here in Idaho, and he tried just about every insure...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, that's pretty spot-on. But I'd add that your driving history before the DUI also matters quite a bit. If you've got a clean record beforehand, t...

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RE: got stuck on I-65 last night—who do y'all call?

Run-flats seem convenient on paper, but honestly, they're not always worth it. Had them on my last car—ride felt noticeably harsher, especially over p...

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