Honestly, I’ve had my credit card “coverage” fall apart over a cracked windshield—ended up paying out of pocket after three months of emails. Montana ...

Ain’t that the truth. I’ve bounced around a couple times chasing lower rates, and yeah, it felt good for a minute. But when I actually needed to file ...

Honestly, I don’t buy into the whole “just pick your battles” thing when it comes to insurance. If you let them lowball you once, they’ll do it again....

That’s the way to do it, but honestly, sometimes these reps just make up rules as they go. I’ve had them flat-out deny stacking even when their own we...

That’s the truth. I’ve been down this road more times than I’d like to admit, and every single time, it’s a battle to get even close to what the car’s...

You nailed it with the agreed value policies—those are a lifesaver if you’ve got something special in the garage. I’ve had both big-name and local age...

GROUP DISCOUNTS ARE HIT OR MISS Honestly, I’ve never been wowed by those group discounts either. Tried the “special rate” through my union a couple y...

I get your point, but honestly I wouldn't hold my breath waiting for insurers to step up quickly. Look at how long it took them to figure out hybrids—...

Yeah, gotta agree with you there. Most folks just skim the basics and assume they're good to go. I learned that lesson the hard way myself a few years...