Honestly, I hear you on the local vs national debate. I’ve had both, and it’s a toss-up. The last time I needed a claim, my “friendly” local agent sud...
Totally get what you mean about the paperwork grind. I’ve had insurance ask for the wildest details—like, “What angle was your car parked at?” Like I...
Couldn’t agree more. Been through this myself—thought swapping info was fine until the other driver started changing their story. That police report s...
I get where you’re coming from, but honestly, I’ve never had an issue just using the app. My phone’s always charged in the car, and if it ever did die...
I get why you'd want to hand it off, but honestly, I felt way better keeping control of the paperwork myself. Yeah, it was a pain, but at least I knew...
Yeah, those apps are a joke sometimes. Last week mine buzzed because I “braked too hard”—there was a dude on a scooter just weaving into my lane, what...
Honestly, I hear you. Those wallets always seem like a good idea until you’re digging through a pile of random receipts and expired cards looking for ...
Yeah, that low premium/high deductible trap got me too. Took a cross-country trip last year—figured I was smart saving on the monthly, but then a rock...
Yeah, location def matters. I moved from Boise out to a smaller town near Twin Falls a couple years back, and my insurance dropped noticeably—even wit...
Yeah, that's exactly it. I used to think it was kind of a rip-off too, but after a few sketchy winter drives through Ohio myself, I totally see your p...
Totally agree with you on the hoses. Had a similar experience myself—took my old '78 VW bus on a 2,000-mile road trip last year. Thought I'd checked e...
Yeah, that's solid advice. Had a similar experience last summer driving through Arkansas—rock flew up from a semi and cracked my windshield pretty bad...
Totally agree about customer service being key. Had State Farm for a while, and yeah, their app was slick, but when I got stranded in the middle of no...
I've done both, and honestly, temp coverage is fine if you're just doing a quick weekend trip or something. But if you're hitting the road regularly, ...
Honestly, I think it's mostly about how much hassle you're willing to deal with if something does happen. I drive a ton for road trips, and even thoug...