Honestly, I think the whole “local agents are friendlier” thing is overrated. Sure, they might remember your dog’s name or whatever, but when you’re d...

Couldn’t agree more about the paper backup. I’ve had cops in SD flat-out refuse to look at my phone, even though technically it’s supposed to be fine....

Yeah, I’m with you—video seems easier, but insurance folks love their high-res photos. Had this happen to me last year and the adjuster literally zoom...

Yeah, I hear you on the “minimum coverage” trap. It’s tempting to save a few bucks, but after my neighbor’s uninsured cousin sideswiped my car and jus...

Yeah, vintage cars can bite you hard if you're not careful. Good call on getting a pro to double-check your work—insurance companies love finding reas...

Yeah, totally get that. Honestly, 5-10% might not sound like much, but when you're filling up your tank every week, it adds up quicker than you'd thin...

Yeah, defensive driving courses can feel a bit idealistic sometimes. Honestly though, isn't it better to get cut off occasionally than risk rear-endin...

Yeah, been there myself—saving a few bucks upfront feels great until reality hits. Insurance companies bank on us not reading the fine print... good o...