michaelnaturalist8257
@michaelnaturalist8257
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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

- Totally get what you mean about “shopping around” just finding the least-bad option. - Same here. Not worth the risk for me, especially with an o...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get the whole “better safe than sorry” angle, but I’ve always wondered if some of these insurance companies are just looking for reasons to deny a c...

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RE: Would you risk a higher deductible to lower your insurance bill?

- Had a similar debate with myself when I picked up my ‘72 Chevelle. - Ran the numbers—upping the deductible only saved me about $10/month. - One ...

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RE: Getting caught without car insurance in Iowa is no joke

Yeah, it’s wild how unforgiving the system is. I’ve had a close call myself—got a letter about a “lapse” that turned out to be a clerical error, but i...

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RE: Insurance paid way less than what it cost me to replace my roof

That “cosmetic damage” clause gets a lot of people. I’ve run into similar stuff with classic car insurance—looks good on paper, but the exclusions sne...

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RE: Roadside help added to my insurance—totally worth it?

- Been in the same boat—insurance roadside has covered me for years, even with my old ‘68 Mustang that loves to surprise me. - Only time I wished I ...

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