michaelecho347
@michaelecho347
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Topics: 0 / Replies: 11
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RE: Letting teens borrow your car: add them to insurance or just trust the policy?

Yeah, I get where you’re coming from. Insurance companies can be brutal about the tiniest things. I’d rather pay a bit more and have everything above ...

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RE: Running out of gas and waiting forever for help

I get the urge to fill up at a quarter tank, but honestly, I think it’s a bit overkill for most daily driving. Unless you’re out in the middle of nowh...

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RE: When The Other Driver Has No Insurance And Dings Your Car

Had this happen a couple years back—someone sideswiped my parked car and took off. My regular collision did cover it, but I still had to pay the deduc...

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RE: Why can’t I use my points AND a coupon at checkout?

I’ve had digital coupons vanish too, usually right when I’m about to check out. It’s frustrating. I wonder if it’s tied to the app updating or if cert...

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RE: USAA vs State Farm: which claims process is less of a headache?

Honestly, I’ve had similar headaches with State Farm’s phone system. It’s like they designed it to test your patience. I actually switched to USAA a c...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

I’ve noticed the same thing—annual mileage seems to be their main focus, unless you’re driving something flashy. I drive a pretty average sedan and th...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Yeah, those photo claims are a game changer—didn’t even have to dig out my old camera. But the renewal hikes? Total pain. Feels like they reel you in ...

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RE: Why California’s minimum car insurance might not be enough

I get where you’re coming from, but I’m not sure it’s always that black and white. Not everyone can afford higher premiums, especially with how expens...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

Honestly, I used to think it was an unnecessary add-on too, but after getting stuck with a flat tire during rush hour and seeing the tow bill, I chang...

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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but I’d argue the “paperwork was a pain and my rates went up a bit” part is exactly why I usually just pay for the ext...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Had a close call with this last year. I was waiting for a ping, app on, just parked on a side street. Someone rear-ended me. I figured my regular insu...

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