Honestly, the glovebox is like a black hole for paperwork—mine’s a mess too. I always tell people to keep the latest insurance card in there, but even...

Yeah, “full coverage” really trips people up. I’ve lost count of the times someone thought they were covered for everything, only to find out later th...

I hear this one a lot, and honestly, I get why folks are cautious. That said, South Dakota law does allow for electronic proof of insurance—so technic...

Totally get the urge to just hit the road and not worry about paperwork. Honestly, you don’t need to document every oil change or tire swap—nobody’s e...

I get where you’re coming from about wanting everything in writing, but I’d push back a bit on the idea that insurance companies are always looking fo...

Good points there. Most insurers I've dealt with treat battery issues similarly to engine or transmission problems—if it's wear and tear or a defect, ...

Had a similar experience myself—was helping a client after an accident, and their phone was smashed, no way to access digital insurance info. Since th...

Exactly. Had a similar situation last year—a client debated accident forgiveness, decided to skip it, and then their teen rear-ended someone two month...