Good points there. Most insurers I've dealt with treat battery issues similarly to engine or transmission problems—if it's wear and tear or a defect, ...

Had a similar experience myself—was helping a client after an accident, and their phone was smashed, no way to access digital insurance info. Since th...

Exactly. Had a similar situation last year—a client debated accident forgiveness, decided to skip it, and then their teen rear-ended someone two month...