Totally get this. I’ve been burned before—had a fender bender with a buddy driving and the insurance tried every trick to avoid paying. “Occasional us...

That’s exactly why I’m paranoid about “deals” that sound too good. I’ve had tickets and a fender bender, so I always double-check what’s actually cove...

I get where you’re coming from, but after totaling my car last year (icy roads, zero control), I’m way more cautious now. That deductible hit hard. Su...

I get where you’re coming from, but honestly, I’ve been burned too many times with the high deductible route. I drive in city traffic every day and it...

Yeah, I think you're onto something there. Older cars were definitely simpler—fewer delicate parts to worry about—but tougher? Not always. I remember ...

Honestly, I was skeptical about trackers too, especially since I tend to push my luck sometimes (got a couple speeding tickets to prove it...). But I ...

Yeah, no kidding. Got a DUI back in 2021 and my rates here in Idaho jumped almost double overnight. Even after shopping around and taking defensive dr...

Totally agree with this. As someone who's had my share of close calls (and premiums to match...), I've learned never to assume coverage. "Full coverag...