That’s the thing a lot of folks miss—insurance companies check records for years. Even minor fraud flags can bump your rates or even get you dropped. ...

Totally get where you’re coming from. I’ve seen folks regret skipping it when they’re stranded late at night. If you’re adding roadside, just double-c...

Honestly, you’re spot on—having a paper backup is just smart. I’d add that if you lose your docs, most insurers can email or text a copy in minutes. I...

I've worked with both Geico and Progressive policies quite a bit, and honestly, you're on the right track checking out Progressive's agreed-value cove...

Yeah, I totally agree with this. Telematics can feel intrusive at first—especially if you're used to a more spirited driving style—but I've seen peopl...

Totally agree with this. In my experience, smaller insurers in Delaware often make up for their tech limitations with personalized customer service. O...

Yeah, digital cards are pretty much the norm now. But honestly, I'd still recommend having a screenshot saved too—apps can glitch or update at weird t...

That's some solid advice about carrying a portable charger. Another thing that I've found helpful (after a similar close call myself...) is having a c...