metalworker91
@metalworker91
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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

It’s true, loyalty discounts just aren’t what they used to be. I’ve seen folks save more by switching every couple years than by sticking with one com...

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RE: Confused about Illinois car insurance rules—anyone else?

Honestly, your system makes a lot of sense. I’ve seen plenty of folks get tripped up by relying on just one method. Having a PDF saved locally is smar...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

It’s wild how a cracked sensor can cost more than an old-school fender bender, right? But here’s the thing—if you’re managing a fleet, those advanced ...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

Honestly, I hear this all the time—people want to save but also don’t want to get stuck in a bind. The trick is figuring out what you actually use. Fo...

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RE: How do they actually decide when a car is “totaled”?

That’s spot on. When it comes to whether a car’s “totaled,” it really boils down to a pretty straightforward formula, even if it feels complicated in ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Between Geico and Progressive in NY, you’ve got two solid options, but there are a few things to keep in mind. First, check if either will cover your ...

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RE: Insurance tips for my vintage ride needed

That’s honestly spot on—receipts are king when it comes to claims, especially with older or modified cars. I’ve seen folks try to use photos or even s...

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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, from experience, even the smallest bumps can sometimes surprise you later on. A quick visual check is great, but here's a simple way to be e...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I've actually looked into this quite a bit for clients here in Delaware. Typically, defensive driving courses can net you around a 10% discount on you...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

You're onto something there—I've seen plenty of cases where a quick human glance caught mistakes that algorithms missed. Sure, it might feel slower at...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Yeah, the apps aren't perfect... had mine ding me once for braking hard when a deer jumped out. But overall, they're pretty forgiving if it's just occ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've seen this happen a lot, honestly. AAA can be super convenient, but response times really do vary depending on where you are and how busy they hap...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, bundling isn't always the magic bullet people think it is, especially after a DUI. I've seen folks save quite a bit by splitting their policies ...

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RE: car insurance getting pricey for older drivers in Idaho?

Yeah, that's spot-on advice. I'd also suggest checking if your insurer offers discounts for defensive driving courses—sometimes a quick refresher clas...

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RE: figuring out the sweet spot for car insurance deductibles

That's a solid strategy, but I'd caution against automatically going for higher deductibles just to save monthly. If your car's financed or leased, yo...

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