I totally get where you’re coming from. It’s wild how even a tiny fender bender can send your rates through the roof. I used to think accident forgive...
That’s exactly why I stick with AAA for roadside stuff. I had a buddy who locked his keys in the car and called his insurance for help—next renewal, h...
Yeah, I’ve seen that too—sometimes the legal stuff is just paperwork, but trust? That’s a whole different beast. In my experience, people are way more...
Yeah, it’s weirdly unpredictable. I’ve actually had a cop in a small town look at me like I was from Mars when I tried showing my insurance on my phon...
Yeah, I’ve run into that “by-the-book” thing with USAA too. Had some aftermarket wheels on my old truck and when I tried to file a claim, they were li...
Yeah, I’ve seen people get burned by that “agreed value” vs. “market value” mix-up. Insurance lingo can be a minefield. I always read the fine print n...
Totally get that. I’ve been there—snacks and water are lifesavers. Ever notice how the response times seem to vary wildly depending on where you’re st...
VELVET MINIVAN: GENIUS OR NEIGHBORHOOD NIGHTMARE? Velvet minivan... that’s a new one for me. Gotta admit, I’m half-tempted just to see the HOA’s reac...
Yeah, those sites are pretty hit or miss, especially with anything that’s not a base model. I tried one for my old WRX and it didn’t even factor in th...
I’ve switched a couple times over the years, mostly because my rates kept creeping up for no reason. It’s not always a huge difference, but I did save...
Yeah, I tried one of those usage-based trackers for a bit. Definitely made me more aware of my braking habits (turns out I'm a bit heavy-footed at sto...
Yeah, mentioning supervisors or regulatory bodies usually does the trick. Had a similar issue once—adjuster tried to lowball repairs claiming aftermar...
Good call bundling it with your insurance. I used to have one of those standalone services and found out the hard way about mileage caps... stranded 1...
Yeah, I get the logic behind cutting coverage, but personally I kept comprehensive on mine even though it's older. Had a buddy whose car got nailed by...