WHAT HAPPENS IF YOUR RIDESHARE APP IS BETWEEN TRIPS AND YOU GET INTO AN ACCIDENT? That “insurance limbo” feeling is way too real. The Period 1 gap is...

That’s been my gripe too. I once had a “hard acceleration” ding just merging onto the Glenn in a snowstorm—like, what’s the alternative, getting rear-...

Honestly, I’ve seen people get caught off guard by high deductibles way more often than you’d think. There’s this one claim I handled—guy thought he w...

That’s a fair point—“like kind and quality” can be a gray area. Have you ever had a shop actually refuse to blend, or was it always the insurance side...

Not to be a downer, but I kind of get why the companies are strict about the paperwork. If they made it too easy to fudge, everyone would try to game ...

I get where you’re coming from, but I actually think there’s a reason they make it so convoluted. If you could always stack coupons and points, wouldn...

I get where you’re coming from, but I wouldn’t say it’s totally random. There’s a lot of data behind those rate hikes—stuff like theft rates, accident...

Have you considered specialty insurers for classic or custom cars? AAA's fine for daily drivers, sure, but specialized vehicles often need tailored po...

Have you looked into whether your area has seen a spike in claims lately? Sometimes insurers bump up rates if there's a local trend—like more accident...

Yeah, those limits can disappear pretty fast. I had a similar wake-up call last year when my sister got rear-ended at a stoplight—nothing major, just ...