mechanic62
@mechanic62
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Topics: 0 / Replies: 20
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RE: Cutting Insurance Costs: What Actually Works?

I’ve wondered the same thing about those telematics deals. My cousin tried one and said the app dinged him for driving after midnight, even though he ...

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RE: Do I really need extra insurance when renting a car in VA?

Yeah, I totally get where you’re coming from. The “loss of use” thing always trips me up too—my insurance covers damage, but not those extra fees the ...

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RE: Do you really need extra insurance for a rental in Montana?

I get what you mean about the reps just repeating the fine print. I tried calling my card company before a trip last year and honestly, it felt like I...

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RE: How is ACV not just a fancy way to pay us less?

I get where you’re coming from, but I kinda see why insurance companies use ACV instead of just paying out what we think our cars are worth. If they g...

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RE: How is ACV not just a fancy way to pay us less?

I get what you’re saying, but honestly, I’m not convinced those receipts always help as much as people think. Like, —sure, but I’ve heard stories wher...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Honestly, I get the hype around AAA, but I’ve heard mixed things about their response times, especially in really rural spots. My cousin waited almost...

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RE: Do you really need extra insurance for a rental in Montana?

Yeah, I totally get where you’re coming from. I used to think my regular insurance or credit card would have me covered, but then I actually read thro...

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RE: Why California’s minimum car insurance might not be enough

Honestly, I used to think the minimums were enough too, but after looking at the average cost of repairs (like, even a bumper can be over $1k), it sta...

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RE: Getting caught without car insurance in Iowa is no joke

I get what you mean about redundancy. I’ve always wondered, though—if you only have the digital proof and your phone dies, do most officers actually g...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Honestly, I feel you on this. I tried to strip my policy down to just liability and UM too, and it was like pulling teeth. They kept telling me I’d “r...

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RE: Car insurance in Wyoming: who actually treats you right?

Man, that’s rough. I’ve heard so many stories about paperwork getting lost or shuffled around, especially out here where things just seem to move at t...

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RE: Getting that student discount on car insurance… not as easy as I thought

I get where you’re coming from, but I actually think the apps aren’t *always* out to get us. Like, yeah, they totally miss the context when a squirrel...

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RE: stuck between Geico and Progressive in NY, thoughts?

I’ve noticed the same thing with the “depends on who you talk to” factor. When I called Geico, I got a super clear answer about what they’d cover for ...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, I had something similar happen last year. My car got sideswiped while parked, and I figured I’d just deal with insurance since the damage seemed...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I get the logic behind calling the cops, but honestly, I think it can depend on where you live and what kind of damage you’re dealing with. Like, in m...

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