Interesting point about smaller insurers...makes me wonder if location and lifestyle really do factor in that heavily? Had a similar experience myself...

Have you looked into mileage-based plans that don't involve tracking apps? I get the privacy thing—I'm not keen on my insurer knowing every coffee run...

Bundling definitely sounds like a smart move, especially if it simplifies claims—I've had my share of headaches there. But I'm curious, did you notice...

Yeah, banks can be weirdly inconsistent with their fraud flags... makes you wonder how they decide what's suspicious and what's not. Glad you caught t...