maryd97
maryd97
@maryd97
Eminent Member
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Topics: 1 / Replies: 24
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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I’ve had similar run-ins, especially on rural highways where the troopers seem to prefer paper over anything digital. One time, my phone glitched and ...

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RE: Why does my zip code make my car insurance so expensive?

I’ve noticed the same thing—my rate changed a lot when I moved, even though my driving habits didn’t. I always wonder how much of it is just based on ...

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RE: Saving a few bucks on insuring your vintage ride

Yeah, the documentation thing is huge—had a buddy get burned because he didn’t have enough proof after a fender bender. I’m curious, though: has anyon...

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RE: Why California’s minimum car insurance might not be enough

That’s been my experience too. I got rear-ended last year and the other driver’s insurance barely covered my repairs. Made me rethink my own limits—wh...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

That really hits home. I got a minor speeding ticket a few years back—first one ever—and it felt like I’d just undone a decade of careful driving. It’...

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RE: Finding decent car insurance in Delaware without losing your mind

Honestly, it feels like Delaware insurance companies think we’re all just driving our cars in circles around the block. I tried explaining my work com...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I’ve always wondered how insurance companies actually track whether someone is a “regular” driver versus just borrowing the car once in a while. Like,...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get where you’re coming from, but I’ve always wondered—doesn’t the cap make it tough if you want to take a longer road trip or hit up a few shows in...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I hear you on the tire and wiper replacements. I swear, I’ve never gone through so many sets until I moved here. The flooding is a killer—last year, I...

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RE: Little-known trick with Progressive’s roadside help

That’s not just paranoia, honestly. I commute a lot for work, and I’ve had my fair share of “oh crap, no bars” moments. The Progressive app is handy, ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, the insurance stuff is a headache. I actually drove for a few months and the “between rides” coverage was always in the back of my mind. Like, i...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

It’s wild how the premiums just keep ticking up, even with a spotless record. I've been in the same boat—no claims, but rates still climb every renewa...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get where you’re coming from. I used to go for the highest deductible just to keep my monthly rate low, but after my windshield got smashed last win...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Totally agree about calling the cops—insurance really does look for any way out if you don’t have a report. One thing I’d add: sometimes even the smal...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I get the frustration, but I actually had a different experience with my Bolt. The battery conked out just after year 7, and the warranty covered a fu...

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