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RE: Why does insurance cost more in Houston than Austin or Dallas?
Man, you nailed it with the “video game on hard mode” thing. Houston drivers just do whatever they want - turn signals are optional, and if you leave a car length, someone’s squeezing in. I’ve had my insurance jump after...
RE: Do you really need extra insurance for a rental in Montana?
Honestly, I get the worry about rocks and dust, but I still skip the extra insurance. Thing is, my credit card already covers most of that stuff, and my regular car insurance sometimes does too. Rental companies love to...
RE: How I got my car registered and insured in MA (step-by-step, sorta)
I hear you on the plastic sleeves. I tried those for a while, but honestly, they just ended up getting all grimy and half-melted in the summer. One time, the sleeve actually stuck to my registration and ripped it when I ...
RE: Is gap insurance worth it for new cars in Hawaii?
Honestly, I get where you’re coming from. That “what if” gets in your head, especially with a long loan. But I’ve always wondered - if your car’s value drops super fast, does gap actually cover enough to make the extra m...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Mileage-based stuff sounds good in theory, but honestly, I couldn’t deal with the tracking. I tried Metromile for a few months last year - same deal with the app and the little plug-in thing. It was fine at first, but af...
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, I totally get the “math test” feeling. Been there, done that. Honestly, I’d rather pay a bit more than keep stressing over every extra mile. It’s supposed to be fun, not homework. If you’re barely driving, sure, b...
RE: Is Paying For Roadside Help Worth It Or Just Extra?
Man, I feel this so much. It’s like, you’re basically paying for a “just in case” moment that you hope never actually happens. But when it does, you’re suddenly real glad you forked over the cash. I used to roll the dice...
RE: Why California’s minimum car insurance might not be enough
Couldn’t agree more, especially about the $5k property damage minimum being a joke these days. I got sideswiped in a Target parking lot last year - nothing major, just a scraped door and busted mirror - and the bill was ...