marleydiyer9390
marleydiyer9390
@marleydiyer9390
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Title: Letting friends drive your car in MN: better to add them or rely on permissive use? That “regular use” thing is such a gray area, it drives ...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

I’ve been using Metromile for about a year, and honestly, it’s been pretty chill. They ding you for hard braking and stuff, but I haven’t seen any cra...

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RE: Bundling insurance with USAA: worth it or just hype?

I get where you're coming from, but I actually think bundling with USAA is more legit than some other companies. Yeah, you have to watch the fine prin...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

You nailed it. I used to just trust the agent and sign, but after my buddy’s stereo got stolen and insurance wouldn’t cover it, I started reading ever...

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RE: USAA vs State Farm: which claims process is less of a headache?

Honestly, I get what you’re saying about not needing to have every single thing in order. I’ve dealt with State Farm twice and USAA once, and both tim...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I’ve been with the same company for almost a decade, and honestly, my “loyalty discount” barely covers the yearly increases. Every time I check quotes...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Man, that’s the truth. I’m all about the digital life—my glove box is basically a graveyard for old napkins and expired registration slips. Still, I’v...

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RE: anyone else feel like AAA insurance isn't what it used to be?

That's exactly how I see it too. Had AAA for years myself, and yeah, it was reassuring to have that card in my wallet. But honestly, the couple of tim...

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RE: how bad would insurance spike after a DUI in Idaho?

From what I've seen, Idaho insurers (and probably everywhere else too honestly) tend to ease up a bit after you've kept your record clean for a few ye...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, that's exactly it. Insurance companies are all over the place with their fine print—sometimes feels like you need a law degree just to figure ou...

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RE: how much trouble am I in if I rear-end someone in Montana?

Usually your insurance will negotiate with the shop to keep costs reasonable, so you probably won't get stuck paying extra. But yeah, Montana does hav...

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RE: Finally Cracked the Code on Cheaper CT Insurance

Nice job saving some cash, but honestly, I think the whole "loyalty discount" thing is a bit of a myth. I've tried the same tactic—calling up my insur...

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