You nailed it. I used to just trust the agent and sign, but after my buddy’s stereo got stolen and insurance wouldn’t cover it, I started reading ever...

Honestly, I get what you’re saying about not needing to have every single thing in order. I’ve dealt with State Farm twice and USAA once, and both tim...

I’ve been with the same company for almost a decade, and honestly, my “loyalty discount” barely covers the yearly increases. Every time I check quotes...

Man, that’s the truth. I’m all about the digital life—my glove box is basically a graveyard for old napkins and expired registration slips. Still, I’v...

That's exactly how I see it too. Had AAA for years myself, and yeah, it was reassuring to have that card in my wallet. But honestly, the couple of tim...

From what I've seen, Idaho insurers (and probably everywhere else too honestly) tend to ease up a bit after you've kept your record clean for a few ye...

Yeah, that's exactly it. Insurance companies are all over the place with their fine print—sometimes feels like you need a law degree just to figure ou...

Usually your insurance will negotiate with the shop to keep costs reasonable, so you probably won't get stuck paying extra. But yeah, Montana does hav...

Nice job saving some cash, but honestly, I think the whole "loyalty discount" thing is a bit of a myth. I've tried the same tactic—calling up my insur...