mark_phillips
@mark_phillips
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Topics: 0 / Replies: 11
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RE: Car insurance in Wyoming: who actually treats you right?

That’s actually kind of funny about the “winking” headlight—my old Civic had mismatched bulbs after a deer incident and it drove me nuts. Did your ins...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Honestly, I get the whole “peace of mind” thing, but I’m still not convinced PIP is always worth it. Like, yeah, it’s fast if you get rear-ended, but ...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get what you mean about the stress—honestly, I’m still learning to keep track of everything behind the wheel, let alone mileage caps. But I kinda se...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I’ve wondered about this too. It’s wild how two people can have almost the same car and accident, but get totally different payouts. I get t...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I used to think if you were a careful driver, your insurance would just be low, end of story. Then I moved from a suburb outside Dallas to Houston for...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I get what you’re saying about the car making the biggest difference, but I’m not totally convinced the military discounts aren’t a bigger deal for so...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, I get what you mean about not reporting every single little thing. Last semester, I was leaving the campus lot and barely tapped a parked car—li...

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RE: My insurance nightmare in Rhode Island traffic court

I've been skeptical about those vent clips myself, honestly. Always felt like they'd block too much airflow or something. But last summer, stuck in tr...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I see your point, but honestly, even periodic checks might feel intrusive to some folks. My uncle had a similar issue—his old Corvette was covered nea...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Haha, been there... honestly, digital stuff always seems great until it isn't. Pretty sure Kansas still wants paper SR-22 forms, but knowing how slow ...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar thing happen when I lent my Corolla to a buddy for a weekend road trip. He got rear-ended at a stoplight—totally not his fault—but the i...

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