mario_young
@mario_young
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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Yeah, the zip code thing is wild—my neighbor’s garage is literally across the street from mine and his premium is lower. Makes no sense. I’ve noticed ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I’ve had a glovebox full of paperwork ever since I started driving old Chevys—habit I can’t shake. Digital’s great until your phone’s dead o...

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RE: is accident forgiveness really worth it in Ohio?

Yeah, I hear you. I had a similar situation a few years back—clipped a mailbox in my old ’72 Chevelle (don’t ask, long story). The forgiveness add-on ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s the part that drives me nuts. It’s like trying to nail jelly to a wall. I remember when I was looking into classic car insurance—at least those...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Insurance adjusters are like bloodhounds for mods, I swear. Had one ask if my classic’s original radio was “factory correct”—like that’s gonna change ...

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RE: is accident forgiveness really worth it in Ohio?

I hear you, but I’ve seen both sides of this. My ‘72 Chevelle got tapped once—my fault, not a big deal, but my rates still jumped. Accident forgivenes...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Man, I totally get what you mean. I’ve had a backup sensor on my daily driver freak out during a rainstorm and suddenly the dash lit up like a Christm...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Yeah, I’ve noticed the same thing. With my classic cars, I figured being a long-time customer would get me something extra, but nope—just the standard...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I hear you—there’s something about seeing an old Mustang or Beetle mid-resto that just feels right in a neighborhood. It’s like a little promise of wh...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Yeah, digital docs are handy until they're suddenly not. Reminds me of the time I took my '68 Mustang out for a spin and got pulled over because my br...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Mine was pretty detailed actually. We went through stuff like handling sudden lane changes, dealing with aggressive tailgaters, and even how to spot d...

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RE: how bad would insurance spike after a DUI in Idaho?

From what I've seen, Idaho does have state-approved defensive driving courses that insurers will recognize, but like others said, the discount's usual...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, that's a good point about the towing radius. I've had AAA for years, mostly because of my old classics—trust me, vintage cars have a way of pick...

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RE: saving cash on insurance when you're young and broke

I get where you're coming from, but honestly, delaying maintenance can bite you harder financially down the road. I remember when I was younger, I kep...

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RE: Finally figured out how car insurance works in no-fault states

That's a pretty solid rule of thumb you've got there. I usually lean towards keeping comprehensive coverage myself, even on older cars—especially if t...

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