Car insurance discussions and local services.
margaretpianist
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Topics and replies this member has contributed.
RE: Choosing between basic liability and full coverage for your first car - what did you go with?
I’m right in the middle of this debate myself. Just bought my first car (it’s a 2008 Civic, nothing fancy), and I keep going back and forth between liability and full coverage. I get what you’re saying about peace of min...
RE: Saving cash just for driving less? Didn’t think it was real
I get where you’re coming from with the rolling average thing, but I’m not sure it’d work for everyone. For me, I’m just starting out and don’t really have a “usual” number of miles yet. My schedule’s kind of all over th...
RE: USAA vs State Farm: which claims process is less of a headache?
USAA VS STATE FARM: WHICH CLAIMS PROCESS IS LESS OF A HEADACHE? That’s kinda what I was worried about with these apps. I’m new to all this, so I figured it’d be super easy - just snap a pic, fill in the blanks, and done...
RE: Why can’t I use my points AND a coupon at checkout?
Honestly, I’ve run into this too and it’s kind of frustrating. I started trying to keep track of every reward, point, and promo code, but after a while it felt like a part-time job. Sometimes I wonder if they make the ru...
RE: Why does picking a deductible feel like a weird gamble?
I’m right there with you on the “feels like a gamble” part. I’m actually in the middle of picking my first car insurance policy, and honestly, the deductible thing is tripping me up way more than I expected. It’s like, d...
RE: Do you really need extra insurance for a rental in Montana?
That’s actually reassuring to hear. I’ve been stressing about all the “what ifs” with rental insurance, especially with all the fine print. Your experience makes me feel a bit better about relying on my regular policy. G...
RE: Classic car insurance and the annual mileage cap - worth it?
I keep reading about these annual mileage caps and honestly, it’s making me second-guess if classic car insurance is even the right move for me. I mean, I get that it’s supposed to be cheaper because you’re not driving t...