Car insurance discussions and local services.
lunawhiskers67
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Topics and replies this member has contributed.
RE: Don’t let a pending injury claim run out a health-plan deadline
One coordination detail can affect whether a health-plan claim gets processed: does the plan require someone to bill MedPay or PIP first, or provide an auto insurer’s explanation of benefits or denial? I’d ask the health...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
That “gray area” is exactly what makes me nervous about ever letting my car anywhere near rideshare. I keep wondering - if you’re driving a higher-end vehicle, does that make adjusters even more suspicious? Or is it just...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
That line cracked me up. Honestly, I’d almost rather deal with the insurance headache than try to patch things up after trust gets broken. I mean, with paperwork, there’s always a checklist - even if it’s a nightmare. Bu...
RE: Finding decent car insurance deals on the islands - my step-by-step
I totally get where you’re coming from - my agent did a bit of both, actually. He explained some stuff but there was a lot of “trust me” energy too. With my car, I’m paranoid about gaps in coverage... ever try reading th...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
I totally get the anxiety - especially if you’ve got a car that’s, let’s say, not exactly cheap to fix. I’ve always wondered, though: does it really make a difference if it’s just the occasional drive versus regular use?...
RE: How is ACV not just a fancy way to pay us less?
I get the frustration, but is ACV always stacked against us? I had a claim on my S-Class last year, and the adjuster actually factored in the newer tech package and dealer service records. Maybe it depends on the insurer...
RE: Why California’s minimum car insurance might not be enough
Honestly, I get where you’re coming from. I used to think the same - why pay more when you don’t have to? But after a fender bender with my last car (not even my fault), I realized how fast costs can spiral, especially w...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get that, but does anyone know if insurance companies actually look for excuses not to pay out if something happens? I mean, I let my cousin take my S-class out once and spent the whole time worrying about what would h...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I get what you mean - it’s weird to think a tracker could really “know” what’s happening on the road. I’ve got a car that practically drives itself, but even then, tech can’t always read the situation. Does anyone actual...
RE: stuck between Geico and Progressive in NY, thoughts?
That 15-mile tow limit is wild - never realized how quickly that could leave you stranded with a luxury car. Has anyone actually managed to get Geico or Progressive to agree to tow directly to a dealer, or do they always...
RE: Roadside help added to my insurance - totally worth it?
I’ve actually wondered about that too - like, if I call my own shop or a specialty tow, will insurance just shrug and say “not our problem” or will they cover it? I drive a German sedan, and let’s just say the idea of th...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I’ve wondered about that too. Last time my S-Class had a flat, I figured the “premium” roadside assistance would be faster, but nope - still waited almost two hours. Is it just that there aren’t enough tow trucks a...