luna_leaf
@luna_leaf
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Topics: 0 / Replies: 15
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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Honestly, I get where you’re coming from, but I’ve had the opposite experience. I’ve rented cars all over the place and never once had an issue with m...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Totally get where you’re coming from. I’ve always been a bit skeptical about just relying on “permissive use” too. My buddy borrowed my Outback for a ...

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RE: Car insurance in Wyoming: who actually treats you right?

Yeah, the agreed value thing is a total minefield. I tried to get my ‘72 Bronco covered and half the agents acted like I was nuts for wanting more tha...

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RE: Classic car insurance and the annual mileage cap—worth it?

Yeah, that mileage cap is a real buzzkill if you actually like driving your car. I tried it once thinking I’d be “good” and keep the miles low, but th...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, glovebox chaos is real—I swear half the time I’m digging through old receipts and random napkins to find anything important. I’ve heard some sta...

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RE: When your insurance claim turns into a race against time

Man, the “better lighting” thing cracks me up because I swear they want you to set up a photo shoot for your busted car. I had to borrow my friend’s r...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

It’s wild how much wiggle room insurance companies give themselves with that “necessary” thing. Like, who’s making the rules—some guy in a cubicle who...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, I get what you’re saying. Permissive use always sounds like a safety net, but in reality, it feels more like a loophole for insurance companies ...

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RE: Finding decent car insurance in Delaware without losing your mind

Man, that’s some next-level organization. I usually just hope for the best and end up scrolling through PDFs on my phone when something goes sideways....

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Man, that’s wild. Telematics always sound good until real life happens—like, what are you supposed to do, just hit the chicken? I hear you on the “acc...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Tried one of those telematics things for a few months here on Oahu—honestly, wasn't thrilled. Sure, rates dropped a bit, but it felt weird knowing eve...

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RE: saving cash on insurance when you're young and broke

Yeah, those tracking apps are kinda sketchy sometimes. I tried one for a few months, and it kept dinging me for "hard braking" whenever I stopped at a...

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RE: my quick trick for smoother Progressive insurance claims

Yeah, I've noticed that too. Had a claim last summer after a fender-bender on my cross-country trip, and honestly, the app was pretty meh. But my adju...

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RE: Why Does Car Insurance Lingo Have to Be So Confusing?

Yeah, I feel you on that. I swear half the time they're just throwing around fancy words to justify their job or something. I remember once asking my ...

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RE: how do you decide your insurance deductible amount?

Yeah, that's always the tricky part. I used to go for the lowest monthly payment possible, thinking I'd just deal with it if something happened. But a...

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