luckys27
luckys27
@luckys27
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Topics: 0 / Replies: 15
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RE: Finding decent car insurance deals on the islands—my step-by-step

That color-coding idea is genius—makes the whole process less soul-crushing, honestly. Ever notice how some companies sneak in “convenience” fees too?...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, I’ve noticed the same thing with our small delivery fleet. We upgraded a couple vans thinking all the extra sensors and cameras would mean lower...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

That line hits hard. I used to skip roadside assistance too, thinking it was just another “extra” I didn’t need. Then my battery died in a grocery sto...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? That’s a fair point, but I keep wondering if it’s really worth paying for ...

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RE: Insurance paid way less than what it cost me to replace my roof

I get what you mean about feeling like it’s luck of the draw, but I wonder if part of it comes down to the type of coverage you pick? Like, did you ha...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Yeah, I learned that the hard way with my last policy. Thought I was getting a deal, but when a rock cracked my windshield, turns out glass wasn’t cov...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I totally get that, but what about the times when your phone glitches or the app thinks you braked too hard just because someone cut you off? That’s w...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOPPING AROUND ISN’T JUST ABOUT PRICE I get where you’re coming from, but I’m not totally convinced that paying more always guarantees better servic...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Definitely see your point, but isn't it possible we're overstating the risk just a bit? I've been with Farm Bureau for three years now—admittedly have...

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RE: Quick Tips for When Your EV Leaves You Stranded

Hybrids do seem like a safer bet right now, especially if you're cautious about range anxiety. I've been tempted by EVs, but honestly, the thought of ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Yeah, I felt the same way at first—like, how much could I really learn from one of those courses? But honestly, some of the stuff about defensive driv...

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RE: stuck between Geico and Progressive in NY, thoughts?

I've been considering Progressive too, but does anyone know if they tend to hike rates later on after the first renewal? I've heard some insurers star...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I wonder if it's even worth paying extra for accident forgiveness if you're already cautious and rarely drive in bad weather...like, wouldn'...

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RE: how bad would insurance spike after a DUI in Idaho?

Pretty sure in Idaho it's around 5 years that a DUI affects your insurance rates, but I've heard some insurers might look back even longer... Honestly...

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RE: gotta file an SR-22 in AZ? here's something interesting i found out

Yeah, I had a similar experience. Filed an SR-22 about five years ago after a lapse in coverage (lesson learned the hard way...), and even though I've...

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