Car insurance discussions and local services.
luckyanimator
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RE: How bad does a DUI mess up car insurance in Michigan?
It’s honestly kind of wild how fast things can change after a DUI. I’m still on my learner’s permit, so I’m hyper-aware of all the “what ifs” and worst-case scenarios. My uncle went through something similar in Michigan ...
RE: Bundling insurance with USAA: worth it or just hype?
I totally get that. When I first got my license, my parents thought bundling everything with USAA would be a no-brainer. But when we ran the numbers, it was actually cheaper for me to stick with just auto there and get r...
RE: Classic car insurance and the annual mileage cap - worth it?
I get where you’re coming from, but I actually kind of like the mileage cap. I know it sounds weird, but having that limit keeps me from using my old Beetle for random errands and helps me treat it more like a special oc...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I totally get the paranoia about documenting everything. I started doing the screenshot thing after a friend of mine got into a fender bender while waiting for a ping - he was technically “available” but not on an active...
RE: Car insurance in Wyoming: who actually treats you right?
That’s exactly what tripped me up, too. When I first started looking, I figured “comprehensive” meant like, everything except maybe racing or something wild. Turns out, it doesn’t always cover stuff like hitting a deer (...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
Yeah, I’ve noticed the same thing with the “smart driver” stuff. My dad runs a couple of delivery trucks and he was all excited about the telematics discount at first - kept telling me to drive like a grandma, which I ki...
RE: is accident forgiveness really worth it in Ohio?
Yeah, those little details can really trip you up. I thought accident forgiveness sounded perfect until my instructor pointed out it doesn’t always cover every kind of accident. My cousin in Akron found out the hard way ...
RE: Why can’t I use my points AND a coupon at checkout?
That’s pretty much my approach too. I remember one time at the grocery store, I tried to use a digital coupon and my points together, thinking I’d scored a double win. The cashier scanned everything, but the register jus...
RE: little-known ways to snag cheaper insurance in Alaska
Yeah, bundling actually surprised me too. I thought all those little discounts would add up, but the bundle knocked way more off my bill. Defensive driving helped a bit, though - my instructor kept calling it “Chug-atch,...