Yeah, the SR-22 requirement is a pain, but I’ve seen some folks get a bit of relief by switching to non-standard insurers that specialize in high-risk drivers. The rates are still steep, but sometimes not as brutal as the big-name companies. Dropping to PLPD on an older car definitely helps—no sense paying for collision if the premium’s through the roof. Just gotta ride it out for those three years... Michigan doesn’t make it easy.
Man, Michigan insurance after a DUI is like getting hit with a double whammy—first the ticket, then the wallet punch. I remember when my cousin got his, he called me in a panic after seeing his new premium. He ended up driving a beater for two years just to keep costs down. PLPD was his best friend. Honestly, it felt like the insurance companies were punishing him more than the court did... but hey, at least he learned to love his rusty old Cavalier.