lisawanderer209
@lisawanderer209
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Topics: 0 / Replies: 13
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RE: USAA vs State Farm: which claims process is less of a headache?

Had to file a claim with State Farm after a rear-end last year. Their app was just... clunky. Ended up calling anyway because it kept freezing. I get ...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, insurance is a maze. I’m technically “high-risk” after a couple fender benders, so my rates are already sky-high. If someone borrows my car and ...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I don’t buy the whole “careful driver” argument for a higher deductible. I’ve got a couple tickets and a fender bender on my record, and for...

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RE: Getting that student discount on car insurance… not as easy as I thought

I get where you’re coming from, but honestly, I think the focus on driving record and location makes sense from their perspective. I’ve had a couple t...

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RE: Finding decent car insurance in Delaware without losing your mind

Yeah, that’s the part that gets me too. You’d think “comprehensive” would actually cover, well, everything. I’ve been burned by those exclusions befor...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I get where you’re coming from. I’ve had both—AAA and insurance roadside through my policy. Honestly, AAA’s been more consistent for me, especially la...

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RE: Little-known trick with Progressive’s roadside help

I get the value, but does Progressive limit how many times you can use their roadside service each year? I’ve heard some companies cap it, or start ch...

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RE: lent my car to a friend, insurance got messy real quick

Had a pothole claim last year—insurance actually covered it without much fuss. Might depend more on your insurer or even the adjuster you get...not al...

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RE: Insurance tips for my vintage ride needed

Yeah, agreed-value is definitely the way to go. I learned that the hard way after my '72 Charger got sideswiped. Thought I was covered until the insur...

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RE: finally found an insurance company in CA that doesn't drive me nuts

I've noticed the same thing—my record's far from spotless, and when I moved closer to a city with fewer accident-prone intersections, my rates nudged ...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Had a similar experience myself. Farm Bureau quoted me high because of my driving record (couple speeding tickets, nothing crazy), so I ended up check...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Mileage-based discounts do make sense, especially if you're not racking up a ton of miles. But speaking as someone who's been tagged as a "high-risk" ...

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RE: Does your job or degree secretly jack up your car insurance?

I've noticed this too—my rates have always been pretty steep, but I figured it was because of my driving history (couple tickets, nothing major). Now ...

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