I get where you’re coming from—if you’re mostly out on quiet roads, accident forgiveness can feel like paying for lightning insurance. I used to think...

Honestly, you’re not alone in feeling lost with all this. I’ve been driving in Illinois for decades and the rules still feel like they shift every tim...

Honestly, the local companies seemed way more forgiving in my case. After my third ticket (yeah, it was rough), every national brand wanted to triple ...

Totally agree about double-checking coverage—had a similar issue myself crossing into Nevada. Turns out roadside assistance wasn't included there... g...

That's a fair point, but honestly, street parking isn't always ideal for classics either—weather, vandalism, accidental bumps...been there, done that....

Yeah, totally agree—bundled coverage sounds good on paper, but in practice, it's hit or miss. Learned my lesson near Salina; independent roadside assi...

Yeah, can't argue with you there—DIY fixes can definitely backfire if you're not careful. But honestly, zip ties deserve way more credit than they get...

Yeah, you're definitely onto something here. Dashcams can be lifesavers—I've had one bail me out personally—but they're also not some magical insuranc...

I get where you're coming from, but honestly, clearer definitions often end up being interpreted pretty strictly by insurers—at least that's been my e...

Totally agree with keeping a paper copy handy. Had a friend whose phone got smashed in an accident—no way to pull up anything digital. Having that phy...

From what I've seen in NM, accident forgiveness isn't specifically mandated statewide—it's mostly up to individual insurers. Some companies really hyp...

Totally get where you're coming from—I've been driving for decades, and that little voice in your head never fully goes away. But honestly, choosing t...