lfisher83
lfisher83
@lfisher83
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Topics: 0 / Replies: 16
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RE: Do you really need extra insurance for a rental in Montana?

Yeah, those exclusions catch a lot of folks off guard. I’ve seen plenty of claims where someone thought they were covered, only to find out later that...

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RE: Why can’t I use my points AND a coupon at checkout?

That’s been my experience too. Sometimes I’ll call corporate and they just refer me back to the store manager, who then says it’s “policy.” It’s like ...

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RE: Finding decent car insurance in Delaware without losing your mind

Finding decent car insurance in Delaware without losing your mind Those roundabouts really are something else. I’ve worked a bunch of claims from the...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Yeah, classic cars are a whole different ballgame. The key is making sure you’ve got “agreed value” coverage instead of just standard market value—oth...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, I hear you. Telematics can feel invasive, and honestly, the long-term savings aren’t always as big as advertised. I’ve seen some folks get a dec...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Yeah, it’s frustrating how much weight zip codes carry. I get why they do it—stats make things easier on their end—but it definitely feels unfair when...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, the “Period 1” gap is a headache for everyone. I’ve seen folks assume their personal insurance will step in, only to get a hard no after an acci...

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RE: stuck between Geico and Progressive in NY, thoughts?

Had to process claims for both, and honestly, neither is a total nightmare, but it depends on the situation. Geico tends to move a bit faster with sim...

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

Bundling really can make a dent, especially if your record’s not squeaky clean. I’ve seen people surprised by how much they save just adding renters. ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Yeah, it's always tricky finding that sweet spot. I've seen a lot of people regret going too high on their deductible after an accident... mailbox sto...

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RE: is accident forgiveness really worth it in Ohio?

I see your point, but honestly, accident forgiveness isn't always a clear-cut win. A couple years ago, I was in a similar boat—barely drove my car exc...

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RE: stuck between Geico and Progressive in NY, thoughts?

I've dealt with claims from both Geico and Progressive in NY, and honestly, they're both pretty decent overall. But I'd echo this point: That's rea...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I've noticed that too. AAA's still decent overall, but local outfits often go the extra mile these days. Might be worth keeping a reliable local...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Ha, smart move. Can't tell you how many times I've seen people stuck relying on phones that decide to take a nap at the worst possible moment. Classic...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've dealt with similar delays myself, and it's definitely frustrating when you're stuck waiting around. Good call on keeping an emergency kit handy—i...

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