Had to file a claim once after someone rear-ended me at a stoplight. Liability only, so my car was toast and I got nothing for it. Their insurance pai...
I’ve actually asked my agent about this before, and honestly, where you park at night doesn’t always make as big a difference as you’d think. Yeah, so...
Honestly, the roads here are a nightmare, but that’s not the only reason insurance is higher. It’s not just about the intersections or old streets—Hou...
I get what you’re saying. When I moved from the Heights to Midtown, my premium shot up by like $40 a month. I called my agent thinking it was a mistak...
Honestly, I hear you on the peace of mind thing, but sometimes I wonder if we’re just paying for that feeling more than actual coverage. Like, how oft...
Yeah, I hear you. Those apps might save a few bucks, but at what cost? I’d rather pay a little more than have my phone nagging me every time I brake h...
Not sure I’m sold on the glovebox printout idea. I mean, how often are you actually going to dig through papers in the middle of an accident? Half the...
Yeah, I get what you’re saying about the minimums sometimes being enough, especially if you’re driving a beater and not racking up miles on the 405 ev...
I get the appeal, but I’m still not convinced it’s always worth it. My kid rear-ended someone last year, and our rates shot up even with a “good drive...
Honestly, that's the big question. If you barely drive and you're a cautious person, accident forgiveness can feel like paying for something you might...
Yeah, you nailed it with the emergency fund point. If you’re gonna be sweating bullets every time you park somewhere sketchy, maybe hang onto that cov...
Honestly, I think it’s less about the percentage and more about how low they can value your car. They’ll use whatever formula benefits them. Have you ...
Title: Would You Stick With Your Insurer For Free Coffee Or Movie Tickets? Honestly, I’m not swayed by the freebies either. I mean, yeah, a free car ...
I get the whole “better safe than sorry” angle, but honestly, where do you draw the line? Like, if you tap a bumper at 2 mph and there’s not a scratch...
Bundling’s always hyped up, but I’ve run the numbers and sometimes it’s just smoke and mirrors. Anyone else notice that? And telematics in Alaska… yea...