Not sure I’m sold on the glovebox printout idea. I mean, how often are you actually going to dig through papers in the middle of an accident? Half the...

Yeah, I get what you’re saying about the minimums sometimes being enough, especially if you’re driving a beater and not racking up miles on the 405 ev...

I get the appeal, but I’m still not convinced it’s always worth it. My kid rear-ended someone last year, and our rates shot up even with a “good drive...

Honestly, that's the big question. If you barely drive and you're a cautious person, accident forgiveness can feel like paying for something you might...

Yeah, you nailed it with the emergency fund point. If you’re gonna be sweating bullets every time you park somewhere sketchy, maybe hang onto that cov...

Honestly, I think it’s less about the percentage and more about how low they can value your car. They’ll use whatever formula benefits them. Have you ...

Title: Would You Stick With Your Insurer For Free Coffee Or Movie Tickets? Honestly, I’m not swayed by the freebies either. I mean, yeah, a free car ...

I get the whole “better safe than sorry” angle, but honestly, where do you draw the line? Like, if you tap a bumper at 2 mph and there’s not a scratch...

Bundling’s always hyped up, but I’ve run the numbers and sometimes it’s just smoke and mirrors. Anyone else notice that? And telematics in Alaska… yea...

That “free tow” line gets a lot of people. I learned the hard way—needed a tow about 12 miles out of town, figured I was covered, then got hit with a ...

Had a similar bump myself—no marks, nothing visible, figured it was fine. Few days later, got a call claiming sensor issues. Modern cars pick up the w...

Did you find that online reviews were actually reliable for smaller insurers? I tried the same thing, read tons of reviews, but when I had a claim, th...