Haha, feels like it sometimes. Honestly though, I think they're just trying to cover their bases—insurance companies love their risk assessments. When...

I'm still figuring this out myself, but here's how I'm thinking about it: - As a student driver, higher deductibles sound tempting (cheaper monthly p...

Good points about the deductible and emergency fund—I hadn't really thought about it that way. I'm still pretty skeptical about military insurers bein...

- Good point about the fine print...I've learned the hard way to never assume anything with insurance. - Still skeptical though—every insurer I've tal...

- Good points, specialty insurers seem to know their stuff better. I've always been skeptical about how "straightforward" Illinois rules really are—ev...

Honestly, I get the idea behind joking about it, but I'm still kinda skeptical about lending my car out at all. Like, even with a checklist or whateve...

Totally agree with you guys on this. I've been using one of those driving apps for a few months now, and while it's definitely made me more aware of m...

- Honestly, I'm still skeptical about the defensive driving course being worth it financially. Sure, you mentioned it slightly outweighed the cost, bu...

Fair points, but virtual cards aren't always as smooth as they sound. A couple things I've noticed: - Not every merchant accepts virtual cards or mob...