leadership_hannah
leadership_hannah
@leadership_hannah
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Topics: 1 / Replies: 17
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RE: Finding decent car insurance deals on the islands—my step-by-step

- Totally get what you mean about “comprehensive”—I thought it was a magic word too, until I found out windscreen damage wasn’t included. - Call log...

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RE: What happens if your rideshare app is between trips and you get into an accident?

- That’s wild, but yeah, I’ve heard similar stories. - I asked my agent about rideshare coverage and honestly, she seemed confused at first. Not super...

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RE: is accident forgiveness really worth it in Ohio?

That’s exactly how I feel about it. I’m still learning to parallel park, so maybe I should be more worried, but paying extra every month “just in case...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, I totally get what you mean. The cost to fix even a tiny scrape on these new mirrors is wild. I get that safety features are important, but some...

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RE: How do they actually decide when a car is “totaled”?

- Totally get what you mean about paperwork overload. - From what I’ve seen, insurance companies usually call a car “totaled” when repairs cost more...

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RE: Why California’s minimum car insurance might not be enough

- I’ve wondered the same thing, honestly. - My uncle got rear-ended last year and the other driver only had minimum coverage. His medical bills and ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? Totally agree about the exclusions being sneaky. I’ve definitely had to double back after realizing...

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

- Totally get what you mean about the trackers. - Tried one myself—felt like I was being graded on every little thing, even stuff that’s just normal...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Haha, feels like it sometimes. Honestly though, I think they're just trying to cover their bases—insurance companies love their risk assessments. When...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I'm still figuring this out myself, but here's how I'm thinking about it: - As a student driver, higher deductibles sound tempting (cheaper monthly p...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Good points about the deductible and emergency fund—I hadn't really thought about it that way. I'm still pretty skeptical about military insurers bein...

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RE: finally found an insurance company in CA that doesn't drive me nuts

- Good point about the fine print...I've learned the hard way to never assume anything with insurance. - Still skeptical though—every insurer I've tal...

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RE: Confused about Illinois car insurance rules—anyone else?

- Good points, specialty insurers seem to know their stuff better. I've always been skeptical about how "straightforward" Illinois rules really are—ev...

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RE: lent my car to a friend, insurance got messy real quick

Honestly, I get the idea behind joking about it, but I'm still kinda skeptical about lending my car out at all. Like, even with a checklist or whateve...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Totally agree with you guys on this. I've been using one of those driving apps for a few months now, and while it's definitely made me more aware of m...

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