I get where you’re coming from—switching can be a pain, especially with all the forms and fine print. But I’ve noticed that rates can creep up over ti...

It really does feel like you need a degree just to keep up with all the exclusions and fine print. I’ve run into the “not covered” surprise too—last y...

I’ve actually had to deal with this once in South Dakota—my phone died right as I got pulled over, and I didn’t have a paper copy on me. The officer s...