law_nick
@law_nick
Eminent Member
Joined:
Topics: 1 / Replies: 17
Reply
RE: Would you risk a higher deductible to lower your insurance bill?

I’ve definitely run the numbers, probably too many times. For me, the monthly savings with a higher deductible just barely make sense, but only becaus...

Reply
RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, I’ve been wondering if these insurance apps were actually made for people who drive anywhere but the middle of nowhere. How are you supposed to ...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

I get why people like the digital proof, but man, I’ve had my phone freeze up or die right when I needed to show insurance. Not a fan of relying on te...

Reply
RE: Why California’s minimum car insurance might not be enough

Honestly, I don’t get why people gamble with the bare minimum. Have you seen the cost of a fender bender these days? Even a minor scrape on a Tesla or...

Reply
RE: Why does picking a deductible feel like a weird gamble?

Honestly, I’ve been burned by the high deductible thing before. I drive a lot—like, 60 miles a day, five days a week—so the odds just aren’t in my fav...

Reply
RE: anyone else feel like AAA insurance isn't what it used to be?

Not sure I buy the whole “smaller insurer is better” angle, at least not across the board. Your story sounds great, but what happens if something goes...

Reply
RE: Why does insurance cost more in Houston than Austin or Dallas?

Right? Those apps are a joke. Like, how am I supposed to avoid slamming the brakes when someone cuts me off every other mile on 610? Is it just the tr...

Reply
RE: What happens if your rideshare app is between trips and you get into an accident?

I’m not convinced personal insurance is that reliable, even if you’re upfront. Most policies have that rideshare exclusion buried in the fine print. H...

Reply
RE: bumped someone's car lightly, no visible damage—should I report?

That’s a fair point, but where do you draw the line? I mean, if there’s literally nothing visible, are we supposed to leave a note every time we even ...

Reply
RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Isn't it always the teen drivers causing chaos? 😂 But seriously, have you checked if local agents offer accident forgiveness? Sometimes smalle...

Reply
RE: Are those price-checker sites actually reliable?

Yeah, that's pretty much how I see it too. But here's something I've always wondered: how much do you guys think these sites actually influence the ma...

Reply
RE: quick heads-up on Arkansas auto insurance basics

Been there. But speaking of classics and insurance—did you find that your premiums jumped noticeably once you mentioned owning a classic Mustang? I've...

Reply
RE: Tried temporary insurance coverage—worth it or waste of money?

Have you ever tried insuring a Subaru? I commute daily with an Impreza, and honestly, I thought it'd be reasonable since it's supposed to be safe and ...

Reply
RE: anyone else feel like AAA insurance isn't what it used to be?

Did they really have the right gear though? Last winter, I slid off an icy road and called AAA thinking they'd handle it easily. Guy shows up in a reg...

Reply
RE: finally found an insurance company in CA that doesn't drive me nuts

Doesn't all that upfront documenting get exhausting though? I mean, who has time for a full-on photo shoot every oil change... Ever tried just calling...

Page 1 / 2
Scroll to Top