law268
@law268
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Yeah, I’ve noticed the “good student” discount is more of a token gesture with some companies. We got maybe $10 off per month after all the paperwork....

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RE: How I got my car registered and insured in MA (step-by-step, sorta)

I used to overthink it and bring every scrap of paper I could find, just in case. One time I even had old maintenance records with me—like the RMV car...

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RE: Classic car insurance and the annual mileage cap—worth it?

I ran into this a couple years ago with my ‘78 Camaro. The cap sounded doable at first, but I ended up close to the limit just from a few summer event...

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RE: Why did my GEICO premium jump so much this year?

Yeah, I’ve noticed the same thing—my rate jumped even though I haven’t had a ticket in years. Here’s how I try to break it down: 1) Check if your area...

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RE: Classic car insurance and the annual mileage cap—worth it?

That mileage cap is no joke—one road trip and suddenly you’re in the weeds. I’ve found it helps to snap a pic of the odometer before and after any lon...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get where you’re coming from—insurance adjusters can be a nightmare when it comes to defining “regular use.” But I’m not convinced you always have t...

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RE: Why can’t I use my points AND a coupon at checkout?

Could not agree more on the fine print. It’s like they write those rules specifically to make us give up. Here’s how I usually handle it when I run in...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I Get Why People DIY, But AAA Still Has Its Place I get the appeal of carrying your own gear—jump starters are way more compact now, and a tire infla...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I used to just glance at my policy and figure “yeah, I’m covered,” but now I’m not so sure. When you’re trying to save money, it’s easy to skip stuff ...

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RE: little-known ways to snag cheaper insurance in Alaska

Stacking discounts really is the name of the game up here. I used to think it was just about shopping around once a year, but there’s way more to it. ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Totally get where you’re coming from. I’ve had a “big name” policy before and honestly, the only difference I noticed was the price tag. The hold time...

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RE: Roadside help added to my insurance—totally worth it?

That “too close to home” rule is wild—I’d never even think to check for something like that. I’ve always wondered if it’s better to just stash some ca...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

That’s exactly what I keep thinking. I tried to follow all the new rules last year—paid extra for a “secure” spot, filled out the paperwork, even boug...

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RE: Finally figured out how car insurance works in no-fault states

I've been thinking about getting a dashcam for a while now, mostly because of stories like yours. But honestly, I've always wondered if they're really...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

That's a pretty solid breakdown. I've definitely noticed some savings myself, but like you said, it really depends on the insurer. When I first starte...

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