Car insurance discussions and local services.
language_brian2800
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Topics and replies this member has contributed.
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
I get where you’re coming from, but honestly, I think people drop full coverage a little too quick sometimes. I’ve got three kids and if my car gets sideswiped or stolen, I’m not about to gamble on being able to replace ...
RE: Finding decent car insurance deals on the islands - my step-by-step
Can’t tell you how many times I’ve had to argue over a “mystery scuff” that was there before I even got the keys. Why do they always act surprised when you pull out your phone and start taking pics? Also, is it just me o...
RE: Car insurance in Wyoming: who actually treats you right?
I hear you, but does “big name” really mean better when you’re stuck on the side of the road? My neighbor swears by his tiny local agent - says she even brought him coffee once after a deer hit his truck. I just want som...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Mileage-based insurance is a weird beast, honestly. I’ve been on Metromile for about a year, and yeah, it’s all about the odometer. They don’t seem to care if you’re out at 2 a.m. or 2 p.m., which surprised me a bit sinc...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Has anyone actually managed to get a decent quote without all the tracking nonsense? I tried calling around last month and it felt like every company wanted to stick a device in my car or have me download some app. I get...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, neither option is foolproof. I’ve had to dig through glove compartments for a soggy card more than once, but I’ve also watched my phone die at the worst possible moment - right when I needed to show proof of in...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Yeah, I’m right there with you on the “discounts” that disappear as soon as you enter your real info. It’s like they dangle the carrot, then yank it away the second you admit you’re over 65 or don’t have a spotless recor...
RE: What happens if your rideshare app is between trips and you get into an accident?
That’s exactly what bugs me. You pay for the “extra” coverage, but when you actually need it, they start playing games about which policy is supposed to cover what. I’ve heard stories where someone got hit while just wai...
RE: Getting that student discount on car insurance… not as easy as I thought
Yeah, I hear you. The “good student” thing barely moves the needle, especially once you’ve got a couple dings on your record. What gets me is how they act like your zip code is some magic number - like, does my minivan s...
RE: is accident forgiveness really worth it in Ohio?
Honestly, I think accident forgiveness is mostly a money grab for careful drivers. I lean toward yes. I’ve been driving 20 years, three kids, and never needed it. If you’re not racking up claims, why pay extra? Just my ...