I tried to do a total loss claim online with State Farm once—thought I was being all tech-savvy. Ended up talking to three different reps anyway becau...

It’s wild how often this happens: Been there, done that, got the “oops, we can’t actually do that” email. I’ve learned the hard way—if it’s not writt...

I get that. I tried bundling once, thinking it’d be a breeze—turns out, when you’ve got a “colorful” driving record like mine, the only thing bundled ...

It really does feel like you need a PhD just to understand how they come up with these rates. I’ve had years where my “good behavior” apparently wasn’...

I get the urge to blackout everything, but sometimes I wonder if it actually draws more attention. Like, I once sent in a form with half of it redacte...

Man, Delaware insurance is like playing dodgeball blindfolded—never know what’s coming at you next. I swear, adjusters must have selective memory when...

If it’s just a handful of people, and they’re not super close to you, it’s probably easier to shake off. But if it’s your inner circle, even a tiny ru...

Had a similar wake-up call with my ‘97 Civic after a low-speed run-in with a mailbox—looked like just a dented hood, but the repair bill ended up more...

I get where you’re coming from, but honestly, the mileage cap just stresses me out. I’m not exactly known for my restraint behind the wheel—if there’s...

Honestly, I’ve had my fair share of “period 1 panic” moments—just hoping nothing happens while I’m waiting for a ping. The endorsement helped my nerve...

You nailed it—consistency is key, even if it feels a bit robotic sometimes. I’ve had my car “totaled” after a fender bender just because the numbers d...

I get the hesitation about big insurers, but I’ve actually had a little luck with them—if you’re willing to call and haggle, sometimes they’ll toss in...

Had a similar run-in with my insurance when my roof decided to impersonate a sieve last spring. The initial payout offer was so low I wondered if they...

Yeah, I’ve been burned by the “first decent quote” thing too. Last time, I rushed into a deal and ended up with tires that squealed louder than my bra...

I get where you’re coming from, but honestly, I don’t think it’s fair to expect those price-checker sites to cover every possible expense. I mean, if ...