kimjournalist
kimjournalist
@kimjournalist
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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

I hear you on the paranoia, but honestly, it’s just being smart with your money. Insurance companies aren’t exactly known for making things easy, and ...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Honestly, splitting off early rarely saves money, especially for teens. I tried it with my kid—rates were brutal, even after a defensive driving cours...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, I used to roll my eyes at the “extra” coverage too. My ‘68 Dart’s not worth a fortune, but it’s worth a lot to me. When some kid sideswiped ...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Honestly, it’s like playing insurance roulette. I had a buddy driving his ‘98 Crown Vic for Uber Eats—he got three different answers about what was co...

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RE: Why can’t I use my points AND a coupon at checkout?

Couldn’t agree more about the confusion at checkout. It drives me nuts—especially when you think you’re stacking up a nice discount, and then the cash...

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RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK? Couldn’t agree more about the overkill. I get that fraud’s a thing, but expecting us to keep e...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, I hear you. I drive an old ‘72 Chevelle and even with basic coverage, it’s a circus. They tried to deny a claim for a busted tail light, saying ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

You nailed it with that. I swear, every time I think I’ve found a “senior discount,” it turns into a scavenger hunt for the catch. The mileage thing d...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? That’s a fair point about the ambulance ride—those bills can be nuts. I get ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

You’re spot on about the garage—my old ‘88 Caprice hasn’t had a scratch since I started parking it inside, even though it’s a pain to squeeze in. I do...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Couldn’t agree more about being over-prepared—these days, it’s almost a necessity. I’ve had AAA for years and honestly, the service just isn’t as reli...

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RE: Quick Tips for When Your EV Leaves You Stranded

Honestly, this is exactly why I'm still hesitant about going full EV. Don't get me wrong, I appreciate the tech and all, but reliability is king for m...

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RE: saving cash on insurance when you're young and broke

That's solid advice right there. I've been doing the high-deductible thing for a while now, and honestly, it's worked out pretty well. But one thing I...

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RE: my quick trick for smoother Progressive insurance claims

That's smart thinking right there. I do something similar, but since I'm usually driving my old '68 Mustang, I also keep a disposable camera in the gl...

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RE: just learned what an auto insurance binder is, kinda interesting actually

Totally agree, rental coverage saved my butt a couple times. One thing I'd add—double-check your policy's roadside assistance terms. I found out mine ...

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