Yeah, I get that. My car isn't exactly luxury—just a regular family sedan—but last year the backup camera went out. Thought it'd be a quick fix, but n...

Tried telematics myself for a few months last year—honestly, it was eye-opening. Didn't realize how often I braked hard until the app pointed it out. ...

I get the hesitation, but honestly, classic policies can be a decent deal if your driving habits match up. A few years back, I had an older Mustang—my...

Good point about habits—I remember when I first got a car with a backup cam, I thought I'd never scrape anything again. Fast forward a month, and yep,...

Had a similar situation a few years back—someone ran a stop sign, and I jerked to a stop so suddenly that my kid spilled juice all over the backseat. ...

Had something similar happen last summer—parked on a residential street visiting family, came back to a pretty noticeable dent in the rear fender. Aga...

Totally relate to this. A couple years ago, my wife backed into a mailbox—nothing major, just a small dent and some paint scratches. We debated for da...

True, apps might be easier to update, but I've found them pretty inconsistent. Mine once tracked me cycling as aggressive driving... guess I pedal too...

Bundling definitely isn't always the best move. When my rates jumped after a minor accident a couple years back, I initially thought bundling home and...

Yeah, I remember when my daughter first got her license here in SD—it felt like the insurance companies were personally punishing me for having a teen...