kimfire170
@kimfire170
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Topics: 1 / Replies: 16
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RE: Would you risk a higher deductible to lower your insurance bill?

That hits home. I remember when my minivan got a mystery dent in the grocery store lot—never bothered to fix it. But now that we haul kids everywhere,...

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RE: Do you really need extra insurance for a rental in Montana?

I totally get where you’re coming from. Last summer, we rented a minivan for a Yellowstone trip—three kids, gear everywhere, the works. I thought my r...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I get the logic behind it, but I still wrestle with paying for every possible “what if.” We’ve never had to use our uninsured motorist coverage in ove...

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RE: Confused about Illinois car insurance rules—anyone else?

That “loss of use” clause really caught me off guard too. I remember thinking, “How can I be responsible for a car just sitting there?” The fine print...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Never had to use AAA for my old Mustang, but I did call them once for my minivan when the battery died at the grocery store—super fast, but I was swea...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I hear you on the trackers. I had one for a few months and it dinged me every time I braked for a squirrel or some kid darting out between parked cars...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, I get that. My car isn't exactly luxury—just a regular family sedan—but last year the backup camera went out. Thought it'd be a quick fix, but n...

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RE: saving cash on insurance when you're young and broke

Tried telematics myself for a few months last year—honestly, it was eye-opening. Didn't realize how often I braked hard until the app pointed it out. ...

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RE: Confused about Illinois car insurance rules—anyone else?

I get the hesitation, but honestly, classic policies can be a decent deal if your driving habits match up. A few years back, I had an older Mustang—my...

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RE: Finally figured out how car insurance works in no-fault states

Good point about habits—I remember when I first got a car with a backup cam, I thought I'd never scrape anything again. Fast forward a month, and yep,...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Had a similar situation a few years back—someone ran a stop sign, and I jerked to a stop so suddenly that my kid spilled juice all over the backseat. ...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Had something similar happen last summer—parked on a residential street visiting family, came back to a pretty noticeable dent in the rear fender. Aga...

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RE: quick heads-up on Arkansas auto insurance basics

Totally relate to this. A couple years ago, my wife backed into a mailbox—nothing major, just a small dent and some paint scratches. We debated for da...

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RE: plug-in trackers or just stick with app tracking?

True, apps might be easier to update, but I've found them pretty inconsistent. Mine once tracked me cycling as aggressive driving... guess I pedal too...

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RE: Just got hit with higher car insurance—here's how I handled it

Bundling definitely isn't always the best move. When my rates jumped after a minor accident a couple years back, I initially thought bundling home and...

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