Yeah, that’s the part nobody talks about—claims are a nightmare. I’ve had my rates stay exactly the same after adding a tracker and steering lock. My ...

- 100% get where you’re coming from. “Comprehensive” doesn’t mean what it used to. - Been burned by “optional” add-ons too—last year, my “full” covera...

Yeah, I hear you. It’s wild how they’ll total a car over a busted bumper if the numbers line up, but ignore the $800 you dropped on a sound system. I’...

- Totally get it—been there, felt that sting at the register. - Sometimes I wonder if they make the rules confusing on purpose, just to trip us up. ...

I hear you on the price thing. I’ve had to deal with SR-22 for a couple years now (not proud, but it is what it is). Here’s how it played out for me: ...

Honestly, I get what you’re saying about “accident forgiveness” perks—been there, done that. In my experience, those perks sound good but don’t always...

Honestly, I wish moving worked out that way for me. My rates shot up after my last ticket, and even with a military discount, it barely made a dent. M...

- Totally get the skepticism. I've had my share of tech fails too, especially when it counts (like at traffic stops... because of course). - Personall...

Yeah, this is exactly why I've held off on those tracking devices myself. I mean, I get it—I'm not exactly the poster child for perfect driving habits...

Yeah, those tips above are decent, but honestly, don't expect miracles. From my experience: - Shopping around helps a bit, but most insurers still se...

Had Geico for a bit, claims were quick but rates jumped after a speeding ticket. Switched to Progressive—better pricing for high-risk drivers like me....