Yeah, Farm Bureau's definitely quicker on the phone. Had a claim last winter—icy roads, fender bender, the whole mess—and their rep picked up right aw...

Did the defensive driving thing a couple years back—mostly because I had a speeding ticket haunting me and figured, why not kill two birds with one st...

Had a similar case cross my desk a while back—two drivers agreed it was nothing, shook hands, and went their separate ways. Next thing you know, one o...

Dashcams can definitely be a mixed bag. I've handled claims where footage cleared things up instantly, but also plenty where it just muddied the water...

Yeah, emails are definitely your friend in these situations. I used to handle claims, and honestly, phone calls were always a double-edged sword. Sure...

Honestly, you'd be surprised how many people skim their policies and never really understand what's covered until they're stuck footing the bill. Had ...

Had Farm Bureau a while back and after my first speeding ticket, they barely blinked. But after the second one within a year? Yeah, rates jumped notic...

Biometrics aren't foolproof either, unfortunately. Had a claim last year where someone spoofed facial recognition using photos from social media—crazy...

I've dealt with both companies quite a bit through work, and honestly, your gut feeling about Farm Bureau being more personal isn't off. Had a claim l...

Yeah, bundling's usually a solid move. Funny thing is, even your credit score can swing rates more than folks realize. Had a guy once whose premium dr...

Yeah, sooner is definitely better. I once dealt with a case where the driver waited almost two weeks because they thought it was just a minor fender-b...