Honestly, unless you've got solid footage or a witness, cops won't do much. Insurance-wise, if your deductible's high, it's probably not worth the has...
Casual pics can definitely help—I've seen plenty of claims where a quick phone snap saved someone a huge headache. But insurers often still want their...
I get where you're coming from, but comprehensive coverage isn't always the slam dunk it seems. Sure, hailstorms or random deer collisions make it fee...
Yeah, Farm Bureau's definitely quicker on the phone. Had a claim last winter—icy roads, fender bender, the whole mess—and their rep picked up right aw...
Did the defensive driving thing a couple years back—mostly because I had a speeding ticket haunting me and figured, why not kill two birds with one st...
Had a similar case cross my desk a while back—two drivers agreed it was nothing, shook hands, and went their separate ways. Next thing you know, one o...
Dashcams can definitely be a mixed bag. I've handled claims where footage cleared things up instantly, but also plenty where it just muddied the water...
Yeah, emails are definitely your friend in these situations. I used to handle claims, and honestly, phone calls were always a double-edged sword. Sure...
Honestly, you'd be surprised how many people skim their policies and never really understand what's covered until they're stuck footing the bill. Had ...
Had Farm Bureau a while back and after my first speeding ticket, they barely blinked. But after the second one within a year? Yeah, rates jumped notic...
Biometrics aren't foolproof either, unfortunately. Had a claim last year where someone spoofed facial recognition using photos from social media—crazy...
I've dealt with both companies quite a bit through work, and honestly, your gut feeling about Farm Bureau being more personal isn't off. Had a claim l...
Yeah, bundling's usually a solid move. Funny thing is, even your credit score can swing rates more than folks realize. Had a guy once whose premium dr...
Yeah, sooner is definitely better. I once dealt with a case where the driver waited almost two weeks because they thought it was just a minor fender-b...