karenswimmer8571
karenswimmer8571
@karenswimmer8571
Eminent Member
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Topics: 0 / Replies: 20
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RE: Saving a few bucks on insuring your vintage ride

I totally get wanting to have all your paperwork in order, but honestly, it kind of bugs me how picky they get. I drive my classic to work a couple ti...

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RE: Finding decent car insurance deals on the islands—my step-by-step

That “multiple dents” rule bugs me too. I mean, if you’re paying for coverage, why should it matter if it’s one big dent or three little ones? Feels l...

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RE: Would you risk a higher deductible to lower your insurance bill?

Honestly, that’s exactly why I bumped my deductible up last year. I drive a ton for work, but I’m not exactly pulling off Tokyo Drift moves in rush ho...

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RE: Why California’s minimum car insurance might not be enough

Honestly, that’s me most years. I drive a 20-year-old Corolla and figured minimum was fine. But last year, a buddy got rear-ended on the 405 and the o...

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RE: Finding decent car insurance in Delaware without losing your mind

Yeah, I’ve definitely played the “threaten to leave” card with my insurer before. Sometimes it works, sometimes they call your bluff. I just can’t bri...

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RE: Why does picking a deductible feel like a weird gamble?

Totally get what you mean about the deductible feeling like a gamble. It’s like, do I want to pay more every month just in case something happens, or ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get where you’re coming from, but I actually still find AAA worth it—at least for now. My insurance’s roadside assistance is okay, but last winter w...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I’ve wondered the same thing. It’s crazy how much gray area there is, especially when you’re just sitting there with the app on, waiting for...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get where you’re coming from, but honestly, I just can’t justify paying extra for the “what ifs.” My daily driver racks up miles fast, so I keep the...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I actually crunched the numbers last year when my renewal came up. For my 8-year-old sedan, comp only added about $80 a year. That’s less than what I ...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I’m right there with you on the “battery fund” idea. After my last insurance claim, I realized how little they actually cover when it comes ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? I’m with you—first quote is rarely the best deal, especially for insurance or car stuff. I’ve actua...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've had AAA forever too, and honestly they've always been decent for my Corolla. Flat tires, dead batteries, fender benders...they've handled all tha...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I've been commuting daily around Columbus for years and had my fair share of close calls and minor dings. From what I've seen, insurance com...

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RE: Car insurance in Mississippi—does location or driving record matter more?

Totally get where you're coming from about the driving record. Had a similar experience myself—one minor fender-bender a couple years back and my prem...

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