Mine was actually pretty smooth once I had the police report. The adjuster just needed proof it was a hit-and-run, then things moved along. Still took...
I keep all my docs in the glove box too—insurance cards, receipts, random notes about what I’ve called them for. It’s saved me more than once when the...
Title: When The Other Driver Disappears: Uninsured Motorist Coverage In Action Honestly, I don’t think you’re being too cautious at all. After a fe...
That’s a good point about the exclusions—my last policy didn’t cover aftermarket wheels, which I only found out after reading the fine print (and I al...
That’s exactly how it played out for me too. I worried about the cap at first, but honestly, I rarely get close to it. If you find a policy that lets ...
I totally get where you’re coming from—rate creep is the worst. I had Progressive for a couple years and yeah, the price did jump after the first rene...
Honestly, I get where you’re coming from. I drive a lot for work—like, all over central and southern Ohio—and I’ve had more close calls with deer than...
Totally get where you’re coming from. I used to think med pay was a waste too, but after a buddy of mine got stuck with a fat ambulance bill (his heal...
Yeah, those gray areas are super stressful. I’ve worried about the same thing, honestly. I do know a guy who had to file during period 1—his endorseme...
Same here—I keep a photo of my card on my phone just in case. I’ve actually been pulled over and showed the cop the digital version, and it was fine (...
Totally hear you on the potholes—my morning commute feels like a videogame obstacle course sometimes, dodging craters left and right. I've stuck with ...
Dashcams are handy, sure, but honestly they're not always the silver bullet people think. I had footage of a minor accident once, clear as day—but the...
Glad you had better luck! Honestly though, I've switched insurers twice in the past five years and didn't notice much improvement. Rates started off g...
Had a similar scare with my Mustang—thought it was safe under a cover in the garage, but moisture still found its way in. Ended up grabbing a dehumidi...
Dashcams can really come through sometimes... a buddy of mine had one installed and it totally saved him during an insurance dispute. Didn't even real...