Honestly, I kinda get why the receipts don’t do much, but I’ve actually had an adjuster give me a little bump for new tires once. Maybe I just got luc...

Haha, exactly this. Reminds me of when I moved states and forgot to update my insurance info—thought it was no big deal until I got pulled over for a ...

Haha, zip-lock bags definitely scream "lunchtime leftovers," but hey, whatever works! I actually went through a similar thing last winter—my insurance...

I get the concern, but honestly, I think the whole "specialized EV roadside assistance" thing might be a bit overblown. Hear me out: I've had my EV fo...

Honestly, switching agents can help, but sometimes it's really just luck of the draw. I switched agents once thinking it'd solve everything, and the n...

Totally agree about having a printed backup—saved me more than once. Funny story, I once had my phone die right as the officer walked up to my window....

Haha, I feel your pain—my car's favorite snack is windshield wiper fluid, apparently. But seriously, keeping a little emergency stash in the trunk (ju...

Haha, this is painfully accurate. Here's my foolproof guide to deductible-induced caution: Step 1: Raise deductible, feel instantly responsible. Step...

Haha, seriously though, it's getting ridiculous. Last month I tapped a parked car—like barely touched it—and spent the next 15 minutes googling "how s...

Totally agree with the airbag analogy, makes sense. Personally, I always think of liability coverage as the "my bad" fund. Like, step one: you mess up...