julie_taylor
julie_taylor
@julie_taylor
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Topics: 0 / Replies: 14
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get where you’re coming from, but honestly, I’ve never added anyone for a one-off drive and haven’t had issues (knock on wood). The paperwork and ca...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Not gonna lie, I used to think the rideshare endorsement was just another way for insurance companies to squeeze a few more bucks out of us. But after...

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RE: Bundling insurance with USAA: worth it or just hype?

Tried bundling with USAA last year after getting bombarded with those “save big!” emails. Spoiler: my “big” savings was enough for maybe one fancy cof...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I’ve actually been down this rabbit hole, and yeah, the insurance world gets weirdly cagey when you mention rideshare. My agent practically started sw...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I kinda get why the receipts don’t do much, but I’ve actually had an adjuster give me a little bump for new tires once. Maybe I just got luc...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Haha, exactly this. Reminds me of when I moved states and forgot to update my insurance info—thought it was no big deal until I got pulled over for a ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Haha, zip-lock bags definitely scream "lunchtime leftovers," but hey, whatever works! I actually went through a similar thing last winter—my insurance...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I get the concern, but honestly, I think the whole "specialized EV roadside assistance" thing might be a bit overblown. Hear me out: I've had my EV fo...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Honestly, switching agents can help, but sometimes it's really just luck of the draw. I switched agents once thinking it'd solve everything, and the n...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Totally agree about having a printed backup—saved me more than once. Funny story, I once had my phone die right as the officer walked up to my window....

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RE: Finally figured out how to stop worrying about roadside help running out

Haha, I feel your pain—my car's favorite snack is windshield wiper fluid, apparently. But seriously, keeping a little emergency stash in the trunk (ju...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Haha, this is painfully accurate. Here's my foolproof guide to deductible-induced caution: Step 1: Raise deductible, feel instantly responsible. Step...

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RE: bumped someone's car lightly, no visible damage—should I report?

Haha, seriously though, it's getting ridiculous. Last month I tapped a parked car—like barely touched it—and spent the next 15 minutes googling "how s...

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RE: Getting my head around Idaho's liability insurance rules

Totally agree with the airbag analogy, makes sense. Personally, I always think of liability coverage as the "my bad" fund. Like, step one: you mess up...

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