Car insurance discussions and local services.
journalist62
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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
I hear you on the math not adding up for full coverage once your car’s value drops. I’ve been through that same spreadsheet dance more times than I care to admit. There’s something about watching your premiums creep up w...
RE: Finding decent car insurance deals on the islands - my step-by-step
Honestly, I’ve had both cheap and pricier policies over the years, and sometimes the “premium” service just meant fancier hold music while I waited. One time, my budget insurer handled a fender bender faster than my frie...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
That’s the part that always gets me - insurance companies have more loopholes than a knitting convention. I’ve had friends ask to borrow my car for “just a quick trip,” and suddenly it’s every weekend. At what point does...
RE: stuck between Geico and Progressive in NY, thoughts?
Honestly, this sounds all too familiar. I’ve been through the Geico vs. Progressive gauntlet in NY myself, and while both are quick with quotes and paperwork, they get a bit... creative when it comes time to pay out. The...
RE: Finding decent car insurance in Delaware without losing your mind
Uninsured motorist is non-negotiable for me too - learned that the hard way after a fender bender with someone who apparently thought insurance was optional. I do miss the days when “full coverage” didn’t feel like order...
RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action
I hear you on the “backup plan” feeling like a money grab sometimes. I’ve got an old truck that’s basically a garage queen, and I’ve wondered if UM is worth it when it barely sees daylight. But then again, I had a buddy ...
RE: Someone smashed my parked car - deal with insurance or call the cops?
Honestly, I get where you’re coming from, but sometimes the paperwork just feels like overkill. - sure, but I’ve had the opposite happen too. Once, I spent half a day waiting for an officer to show up for a hit-and-run,...
RE: Little-known trick with Progressive’s roadside help
That’s been my experience too, though I’ll admit I keep hoping the app will magically work one of these days. I once spent 20 minutes arguing with it about my location - felt like I was negotiating with a stubborn GPS. H...
RE: anyone else feel like AAA insurance isn't what it used to be?
Honestly, I totally get where you’re coming from. I still remember my dad swearing by AAA like it was some kind of secret car-owner’s club, but these days? Feels like you’re paying for the sticker and a magazine you neve...